Quote:
Originally Posted by Kuruptix
Also, the car is going to be on my dad as a primary driver, not me.
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If your on your parents insurance policy, the highest rate driver surcharges are applied to the highest rate vehicle, so unless your excluded from that car, your most likely going to be paying for it whether or not your listed as the primary driver. I supose your parents could have more expensive cars to insure and your not excluded from driving them, it may look like on paper your Evo insurance is that high.
The only way you can get around this is if you have your own insurance policy (ie an older beater) so you don't have to be listed on your parents insurance policy. You would be able to be insurance drive the Evo. When I was you I had a Corvette (parents insurance) and winter beater (my insurance) so I speak form experience. In my case it was slightly cheaper to have 2 cars insurance wise than 1 Corvette in my name. I was really wasn't going to DD a Corvette in the snow either, so it made a lot of sense.