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Well the GSR vs. MR decision should be easy. If you want a 5 spd manual, buy GSR. If you want an auto, buy MR. MR is more expensive, and transmission cannot hold as much power stock as the GSR's manual can without major upgrades. Insurance wise, I bet it will be hefty given your age.
My insurance only went up like $23/mo when i traded my cobalt ss/sc in for my evoX, but i was 23 when i did so. I still pay 225ish a month with a clean record, household discounts, full coverage, etc.
As far as the evo being a good choice for a primary car, I don't see why not. My X is my daily driver, and i've put about 12k miles on it so far commuting from work, with 1 track day, and one few hundred mile road trip. I can't say I have any complaints using it as my only car. The thing i love the most about having an evo as a daily driver, is no matter what the weather is like, it's fun. i haven't driven it in the snow yet, but with the right tires and the awd, i have no fears that it wont impress me. i used to be mad when i woke up and it was raining when i owned my cobalt...since with 270whp, i got no traction whatsoever. that's not so much of an issue in the evo. now i play a game in the rain called "let's see if i can break all 4 loose going around a corner." it's great fun.
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